Add Benefits Without Increasing Budget
Most employers with 10+ employees increase profits through reduced healthcare costs and tax savings, while employees gain supplemental coverage,and improved access to care without replacing current health plans.
Most employers with 25+ employees become net-positive through payroll tax savings, while employees gain supplemental coverage, and improved access to care without replacing your current health plan.
THE PROBLEM EMPLOYERS FACE
Premiums keep rising. Budgets don’t. And leaders are forced into a painful choice:
Premiums keep rising. Budgets don’t. And leaders are forced into a painful choice:
Cut benefits and risk
losing employees
Absorb higher premiums
and hurt profitability
Delayed care
High out-of-pocket costs
Less access to essential healthcare
and prescriptions
Confusion navigating the system
You shouldn’t have to choose between cost control and employee wellbeing.
THE SOLUTION
Zoop Benefits is a supplemental program that works alongside your existing health plan using a compliant Section 125 strategy.
Reduced utilization on your existing health plan
Employer payroll tax savings
Employee access to high-frequency benefits
Pre-tax employee reallocation
Fully Insured, accident plan licensed in all 50 states
Plan includes actual doctors, real healthcare and mental healthcare
WHAT EMPLOYEES GET
High-value benefits they actually use:
Accident plan reimbursement for expenses like Labs, Xrays, Urgent care, Chiropractic, etc.
Zero out of pocket prescriptions (1,100+ generics) + Specialty Discounts + Custom compounding
Mental Health Counseling - psychiatry, licensed counselors, and group
Health Concierge & Navigation to best care, best price, with geo-fenced ER's.
Optimal health assessment with functional medicine doctor
Most services come at no out-of-pocket cost and the employee can be reimbursed for more than paid out of pocket in many cases.
WHAT EMPLOYEES GET
High-value benefits they actually use:
High-value benefits they actually use:
Labs through Quest Diagnostics
Prescription Access + Discounts
Mental Health Counseling
Health Concierge & Navigation
Guaranteed-Issue Whole Life Insurance
Many common services come at no out-of-pocket cost.
EMPLOYER FINANCIAL IMPACT
A typical employer with 10+ employees experiences:
Measurable payroll tax savings for both employer and employee*
Reduced utilization on existing medical plans
Stabilized long-term claims pressure
No increase to the employer budget
Improved retention due to better perceived benefits
Level and Self-funded healthcare plans can recover thousands per employee from claim funds*
EMPLOYER FINANCIAL IMPACT
A typical employer with 25+ employees experiences:
Measurable payroll tax savings
Reduced utilization on existing medical plans
Stabilized long-term claims pressure
No increase to the employer budget
Health Concierge & Navigation
Improved retention due to better perceived benefits
WHY CEOS, CFOS, and HR CHOOSES ZOOP
High-value benefits they actually use:
Gain cost control without cutting benefits
Improve care access for employees
Predictable, stable benefit spend
Works with all major carriers
Simple onboarding and employee education
Most employers profit substantially from both healthcare costs and taxes
HOW EASY IT IS
Implement the compliant Section 125 structure
Employees enroll through guided onboarding
Employer payroll tax savings begin
Employees receive supplemental care
Existing medical plan experiences reduced utilization
Level funded and Self-Funded plans often refund considerable savings
Most employers end up net-positive financially, while employees
gain more care access at lower cost.
See if Your Company Qualifies
Confirm eligibility.
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